ACMF offers Low Interest Personal Loans.

You may apply online here, anytime.

Click here for a more detailed list

QUALIFICATIONS

Filipino: 21 to 65 yrs. old

Employed: Working tenure for at least 3 months.

Salary Range: At least ₱10,000 netpay or above

Address: Present address must be within whole of Luzon

B. PROOF OF EMPLOYMENT

Orig. Certificate of Employment ^{issued within 3 months} OR Company ID

• _{If working under agency, provide Original Certificate of Employment or Employee ID issued by the Agency.}

Latest Payslips issued w/in 2 mos. (must reflect the 1st and 16th of  the cut-offs of 1 month, recommended with TIN)

C. PROOF OF TIN/SSS

Choose any of the following documents that shows TIN/SSS

You can claim money at LBC branch, MAYA or GCash without registering your bank account.

No need to bother any specific person or property for repayment.

ACMF Cash Loan (revolving credit line):

• Can be used consecutively with just one contract.
• Depending on your evaluation additional borrowings are possible during the repayment period within the credit limit.
• Depending on your evaluation the loan amount (credit limit) will increase.

Click for more details.

ACMF Cash Loan (revolving credit line):

Up to PHP500,000 * However, the amount that you can borrow varies depending on the result of your credit evaluation.

Interest rate per month is 4.988%

or pay at least the minimum of 8% of your Outstanding Principal Balance, but since our product’s interest amount is diminishing, it is recommended to pay higher than your due amount.

Processing fee PHP1,000 and Lending fee PHP500

(No more processing fee and lending fee for repeat borrowers) Learn more about ACMF’s Revolving CASH LOAN

The loan process is within 3-5 days and a day at its shortest but it still depends on your credit evaluation and other circumstances like HR verification etc.

Once approved, you will receive a confirmation via SMS.

You can get it thru our receiving channels below:
・LBC Branch
・Personal Bank Account via Dragonpay
・GCash
・PayMaya

You will receive an SMS from LBC and Dragonpay when your funds are already available. Best time to check is at 6pm onwards.

You can pay thru our repayment channels below:
・Bayad Center
・Cliqq App by 7-Eleven
・Cliqq Kiosk (7-Eleven)
・GCash
・Lazada Wallet
・Maya
・Shopee Pay

You can repay at Bayad Center. You need to fill in your membership number which starts with “0001”
(000 must be input/total 11 digits),

For Cliqq Kiosk at 7-eleven. You need to go to 7-Eleven Cliqq Kiosk, then Bills Payment, Loans, and select ACMF. You need to fill in your membership number which starts with “0001” (000 must be input/total 11 digits), your registered mobile number* and then the amount, then your receiving mobile no., verify, receive stub and pay at the counter.

Cliqq App, GCash, Lazada Wallet, Maya, and Shopee Pay go to Pay Bills/Bills then go to Loans then select ACMF/ACMF Consumer Finance. You need to fill in your membership no. which starts with “0001” (000 must be input/total 11 digits), your registered mobile no.*, and then the amount.

*Mobile Phone No. which is the same one you input during the application sheet contracting, but kindly do double-check it in advance. Put the exact amount and the Biller which is ACMF.

For more details click: How to Pay ACMF

You will receive a confirmation via SMS once payment has been processed.

The best time to make a payment is after you received your SOA, the SOA will be sent to you 14 days before your due date via email (Interest rate per month is 4.988%)

P500.00 will be charged monthly for each delayed payment

The Eligibility for a Higher Credit Limit without the need for additional documents.

・ACMF is one of the Leading Personal Loan Company in Japan.

・Registered and Authorized by the SEC.

・ACMF CASH LOAN (Revolving Credit Line) – The higher you pay the faster and lower the principal the lower the payment next due date, and can be borrowed once again as long as you still have a spare credit amount. (Our interest amount is calculated based on the number of days borrowed and outstanding balance)

・Flexible payment term, that can be used consecutively within 1 contract.

・Increasing Loan Amount

・No need to have a Co-maker and Collateral

・Easy Monthly Repayment: Pay any time until due date and any amount over required payment.

・Our interest amount is calculated based on the number of days borrowed and outstanding balance

・One Time Processing Fee

Learn More

Yes, and receive a gift voucher from ACMF! *Click here to see the mechanics

Click here for more details.

Click here

(Required: membership no. & mobile no.)

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(Required: membership no. & mobile no.)

Click here

(Required: membership no. & mobile no.)

Click here

(Required: membership no. & mobile no.)

Click here

(Required: membership no. & mobile no.)

Click here

(Required: membership no. & mobile no.)