ACMF Co., Ltd. (Japan) is our parent company and the major shareholder, which held 80.00 % of its total shares. ACMF was incorporated in 1978 and subsequently listed on the first section of the Tokyo Stock Exchange in 1996. ACMF conducts four main businesses representing:

(i) Loan and Credit Card Business
(ii) Guarantee Business
(iii) Loan Servicing Business
(iv) Overseas Financial Business

ACMF has been ranked as one of the largest and well recognized consumer finance companies in Japan and has established a strong record of innovation within the industry. ACMF was the first operator which provided the 24 hours a day services via selected ATMs in 1979 and introduced the MUJINKUN automatic loan application machines in 1993. In 1998, ACMF was approved as a principal member of MasterCard International, becoming the first consumer finance company in Japan to obtain a license to issue credit card under the MasterCard name. Mitsubishi UFJ Financial Group Inc. (“MUFG”) is the major shareholder of ACMF, holding 40.20% of its total paid-up registered capital as of June 30, 2017 that signifies a stable support of ACMF’s business. ACMF was interested in entering into the consumer finance business in Thailand, and also has gained trust from its joint venture partners to take a major role in management and operation due to its expertise and experience in the similar type to business in Japan.

Vision: To be the most trusted and preferred financial partner of every Filipino.

Mission: We provide reliable and accessible personal loan and create financial awareness to empower Filipinos to achieve life’s milestones.

Values: Impart the know-how of unsecured loan in Japan throughout ASEAN countries specifically in the Philippines. Challenge speed and new form of financing that has never existed in the Philippines.